info@svcooperativebank.com | (784) 456 1894
RESIDENTIAL LOANS
Overview
The St. Vincent Co-operative Bank Limited offers mortgage loans for building, buying, or renovating homes. Our interest rates on loans are highly competitive and our application process guarantees a hassle-free experience with unmatched personalized service. 

General Requirements
The following are the requirements for residential loans:
• Deed of Conveyance

• Approved Plan

• Detailed Estimate / Sale Agreement

• Survey Plan

• Valuation Report

• Job Letter/Salary Slip

In addition to the above, overseas customers are required to provide bank statements, Income Tax Returns (last 2 yrs).  All documents from overseas customers must be notarized.

Application
Download Residential Loan Application.
Land Loans
Overview
The St. Vincent Co-operative Bank Limited offers mortgage loans for purchasing land. Our interest rates on loans are highly competitive and our application process guarantees a hassle-free experience with unmatched personalized service.

General Requirements
The following are the requirements for residential loans:
• Deed of Conveyance
• Approved Plan
• Detailed Estimate / Sale Agreement
• Survey Plan
• Valuation Report
• Job Letter / Salary Slip/Proof of Income

In addition to the above, overseas customers are required to provide bank statements, Income Tax Returns (last 2 yrs). All documents from overseas customers must be notarized.

Application
Download Land Loan Application.
Commercial Loans
Overview
The St. Vincent Co-operative Bank Limited offers mortgage loans for a variety of business purposes. Our interest rates on loans are highly competitive and our application process guarantees a hassle-free experience with unmatched personalized service.

General Requirements
The following are the requirements for commercial loans:
• Business Plan
• Audited Financial Statements (2 years)
• Bank Statements
• Corporate documents
• Trade Registration Documents
• Deed of Conveyance
• Survey Plan
• Approved Plan
• Valuation Report
• Detailed Estimate/ Sale Agreement


Applications
Download Commercial Loan Application.
Vehicle Loans
Overview
SVCB offers new and used vehicle loans to customers at the best rates available in SVG. We pride ourselves on our swift decision-making and loan approval could be obtained in as few as two days.

General Requirements
The following are the requirements for vehicle loans:
• Invoice, pro-forma invoice/sale agreement

• Valuation Report*

• Registration Certificate

• Minimum customer input 25%

• Maximum term 48 months

• Job Letter / Salary Slip/Proof of Income

• National ID Card

• Drivers License

*Valuations reports must come from Dennis Joyette or Ashford Cole who are SVCB’s approved vehicle valuators.

Application
Download Vehicle Loan Application.
Personal Loans
Overview
SVCB offer personal loans for a variety of purposes including purchasing school books, computers, appliances, furniture or even for vacations overseas. We offer quick approval on personal loans.

General Requirements
The following are the requirements for personal loans:
• Purpose of loan
• Invoices (goods purchases)
• Travel Itinerary
• Salary assignment / Endorser
• Job Letter / Salary Slip/Proof of Income
• National ID Card

Applications
Download Personal Loan Application.